i have the state minimum required insurance. so it will cover the tiny scratch on their bumper, but not the crumpled engine i got.
everyone's fine, since tha'ts the first thing people are asking me. i'm sure i'll be thankful for that later, but i'm not feeling very thanky now.
so i guess i won't be driving to boston.
EDIT: it has been brought to my attention that totalled actually means it is smashed to shit. i just meant it is dead and appeared bashed enough that i won't be able to afford to make it not dead. as far as actual damage to like the body, it was mostly the hood and the bumper i think.